With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

The 2023 Survivor Benefit Plan open season is upon us. It has made me think a lot about this important program that allows retirees to protect up to 55% of their retirement income for their loved ones ...

Scott Nevil is an experienced writer and editor with a demonstrated history of publishing content for Investopedia. He goes in-depth to create informative and actionable content around monetary policy ...

Despite Black Americans being more likely than other racial groups to depend on life insurance to cover their important expenses, it has been found that white families have significantly larger ...

We were unable to process your request. Please try again later. If you continue to have this issue please contact [email protected]. Term insurance is typically the most affordable coverage ...

Family life insurance plans stand as one of the most fundamental and indispensable financial instruments available for establishing stability, ensuring continuity, and fostering profound peace of mind ...

Dear Toni: My mother passed away with no life insurance, and our family had to pay all of the extra funeral costs out of pocket. I recently turned 65, have high blood pressure, am retired and have no ...

Open enrollment season allows employees to choose workplace benefits for the following year, including life insurance. Most companies offer group life insurance, which covers a number of people under ...

A Life Insurance Retirement Plan (LIRP) is a financial strategy using the cash savings from a permanent life insurance policy during the retirement years. Unlike term life insurance, permanent life ...