Today’s CD rates for January 8, 2026: Highest APYs range from 4.10% to 4.78%

Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

CD Rates Today: December 24, 2025 – Take Home Up To 4.94%

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

CD Rates Today: December 29, 2025 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Best CD rates for January 2026

High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...

What's the CD rate forecast for January 2026? Here's what experts predict

While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...

Could the 4% CD today feel like a win a year from now? 5 pros on where CD rates will go in early 2026 — and whether you should lock in now

Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled ...