Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it ...

The IRS continues its war on captive insurance through its annual announcement that microcaptive insurance companies remain on the Dirty Dozen list. Yet, the IRS declines to adhere to a coherent ...

Subrogation is the process by which your insurance company seeks financial reimbursement for claims it paid out but wasn’t financially responsible for. For example, if you were in a car accident but ...

Learn what actual total loss means in insurance, how it’s valued, and its differences from constructive total loss for better ...

The lack of understanding or interest in finance and money management, is often a major deterrent to financial planning. People are typically comfortable with commonly understood options, such as ...

No matter what size your business is, it's smart to invest in some type of business insurance to reduce your risk. Business insurance protects you, your employees and your assets from lawsuits, theft, ...

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Most term life insurance is level term, meaning that ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Combining group life insurance with term life, you ...