Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Edited By Written by Insurance Deputy Editor, Buy Side Jennifer ...

The life insurance medical exam is part of many insurers’ underwriting processes to evaluate the risk of insuring you. The medical exam can be done at your home or office and typically takes ...

Insurers are using new tools and resources to assess your health and risks when setting life insurance rates Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

When insurers are allowed to consider pre-existing conditions, medical underwriting is the process they use to find pre-existing conditions and factor them into eligibility, pricing, and coverage.

The life insurance industry, long associated with lengthy paperwork and medical exams, is experiencing a digital transformation. Thanks to insurtech innovators like iCover Direct, consumers are now ...

Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your policy ...