Considering withdrawing from your retirement account to pay debt? Learn how this common mistake can impact your future and ...

If you withdraw money from your traditional IRA before age 59½, you will likely have to pay a 10% penalty on top of regular ...

Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement account withdrawals for decades. It has now become a regular part of the F ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

Morningstar‘s new safe retirement withdrawal rate is 3.7% Estimate is based on forward-looking market return assumptions High stock valuations and lower bond yields influenced the reduction Goal is to ...

Key Takeaways Recent research shows that married retirees withdraw about 2.1% of their savings annually, while spending 80% of their guaranteed income, like Social Security.Morningstar's latest ...

Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research ...

The spending rule has been around for 30 years, but experts are rethinking traditional drawdown approaches in light of longevity and economic realities. Since its creation more than three decades ago, ...

Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

Traditional strategies like the 4% rule assume a fixed withdrawal rate, but they don't always account for market conditions ...