Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this ...

A recent case demonstrates the impact that a stock-purchase agreement and life insurance can have (or not have) on the valuation of a closely held company for estate tax purposes. Before diving into ...

If your house is worth more than $750,000 or more, you almost certainly want to consider getting high-value home insurance (HVHI). This is a high-net-worth category of home insurance specifically ...

Learn how the Cash Value Accumulation Test (CVAT) determines if a financial product is taxed as insurance or an investment with potential tax benefits.

Succession planning for closely held business owners has always carried estate tax risks, but the Supreme Court's 2024 decision in Connelly v. United States has made those risks more costly (to the ...

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Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic ...

Kinsale Capital’s focused, single-line strategy has delivered superior results versus the broader market over the past decade ...

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance ...

Agreed value insurance policies aren’t common, but they are most often used to insure classic or antique cars whose estimated market value can’t easily be determined. To purchase an agreed value ...

You may need high-value home insurance if your house would cost $1 million or more to rebuild from the ground up. Insuring your house with high-value home insurance means that you’ll have the ...