A "5% rule" withdrawal strategy on $1 million invested in a total US stock market index fund in 2000 would have run out of money by 2018. A similar failure would have occurred with a total ...

Towards the end of my long and happy stint at the University of Auckland, some colleagues and I wanted to respond to the growing epidemic of antidepressant overprescribing in New Zealand and elsewhere ...

Planning how and when to withdraw money from your retirement accounts can have a big impact on how much of your savings you actually get to keep. This is especially true with 457(b) plans, which are ...

The good news is that the economy continues to show signs of improvement and recent research suggests that incomes are beginning to rise. The bad news is that many workers continue to face financial ...

Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.