Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Understanding the basics of how life insurance works can go a long way toward helping you make a good decision about what type of life insurance to buy. Written By Written by Insurance Senior Editor, ...

Life insurance is an affordable way to protect your family against the financial risks of your death. The death benefit helps your loved ones cover monthly bills, pay off debt, fund college and meet ...

Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long as you pay your premiums.