Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

A proposed 10% cap on credit card interest rates could restrict access to credit for millions of Americans. Industry experts ...

Some companies offer paid services that claim to help consumers improve their credit scores by reporting rent, utility and ...

Want to improve your finances in 2026? Here are seven simple steps that can help you save more, reduce stress, and build long ...

A five-step plan to improve your credit score in 2026 - ‘Credit is like a muscle, you have to use it to have it,’ one expert ...

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

When you request a credit limit increase, your issuer immediately reviews your risk profile. That review can raise your ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

When did you last check your credit score? Wendy Knowler has the lowdown on why this is important and what the National ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...