Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

The Reserve Bank lends money to banks at the ‘repo rate’, the banks add 3.5% to create the ‘prime rate’ – which we hear when ...

On the Johannesburg Stock Exchange, the Top-40 index was up 0.4% in early trading. On Thursday, 15 January, the rand is ...

South African banking customers have been paying a prime rate of the repo rate plus 3.5% since 2001. Is it time for a change?

Changing the prime interest benchmark may alter optics and signalling, but it will not reduce borrowing costs in any durable way, writes Stuart Theobald.

Explore how the prime rate influences consumer loans like mortgages, versus the repo rate's role in managing the money supply ...

"If you look back, the Sarb often treats the prime lending rate as an externality, something that 'gets delivered to them ...

South Africa is reviewing the main reference rate commercial banks use to price trillions of rands of loans to clients.

The Central Bank of Nigeria released January 2026 loan interest rates for banks, reflecting the most recent Monetary Policy ...

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

Pakistan has requested the United Arab Emirates to roll over $2.5 billion in debt for two years and reduce the interest rate ...

This evening, we dive into the latest market movements with Sasfin Wealth, we speak to Just One Lap about the Sarb’s decision ...