Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.
The likelihood that a debt collector will sue you over an unpaid balance depends on the debt, the amount and how collectible ...
The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...
The best way to pay off debt depends on what you owe. Explore strategies like the debt snowball, debt consolidation and debt ...
In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...
The amount you owe may also be subject to your state's statute of limitations, which typically ranges from three to 10 years, ...
WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.
Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. In 2023 alone, the Consumer Financial ...
With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...
Getting calls from debt collectors can be unsettling, but if you encounter these red flags, chances are you're dealing with a ...
A financial debt advisor can help you make a repayment plan.
Having watched Chicago's City Council rebel against his budget -- to some extent, anyway -- Mayor Brandon Johnson is now ...