If classic FIRE doesn’t work, these FIRE variants offer practical, flexible alternatives to achieve financial independence.

Whether it works for you depends entirely on your total account balances and other retirement income sources, such as Social Security or a pension. The more income you receive from outside investments ...

This couple has saved $2.3 million in liquid assets by age 35. Learn the habits, mindset shifts, and money moves that got them there—and how you can apply them.

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

Skipping traditional retirement plans? A self-made millionaire shares three alternative strategies that helped build ...

Planning for lasting retirement income requires a thoughtful strategy, especially with factors like longevity, market volatility and evolving lifestyle needs in play. As retirement approaches, one of ...

The 4% rule is a common retirement withdrawal strategy. We'll discuss how it works, how it has changed, and its pros and cons ...

You might want to rethink everything you thought you knew about retirement withdrawals. The famous 4% rule, which has guided ...

For decades, fixed withdrawal strategies like the 4% rule have served as a cornerstone of retirement planning, offering a simple, linear roadmap for decumulation. New research from J.P. Morgan ...

The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a stock-heavy portfolio to generate sufficient returns. Both strategies demand ...

SAN DIEGO (KGTV) — If you were born before 1952 and have traditional investment plans, there are some important withdrawal requirements you need to meet or else you may have to deal with penalties.

Bill Bengen, a financial planner, forged an industry standard in 1994 for thinking about 'safe' withdrawal rates for investment portfolios during retirement. Although no one can reliably predict the ...