Water can wreck a home in hours, but what really determines your payout is how long that water sits and how quickly you act.

Under Section 58 of the Highways Act 1980, councils and highway authorities can defend claims if they can show they took ...

Flooding and mudslides pose unique challenges for homeowners when it comes to insurance. Many find out they are either ...

When water pours into a home or business, the first person your insurer sends is not a contractor but an adjuster whose job ...

How many insurance managing general agencies can say they helped renovate and protect from damage a national landmark? Let me explain the context. You know that spiraling material costs, labor ...

A car warranty can cover everything from the engine to the transmission, but not every warranty is built the same.

When it comes to insurance, most people know the obvious things that are covered: car accidents, house fires or theft. But it ...

State Farm has been sued hundreds of times in Oklahoma over denied claims of hail damage. One family suddenly realized they ...

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

Emergency plumbing failures can exceed $5,000, but many U.S. households lack savings to cover the cost-leaving homeowners financially exposed when systems fail. Plumbing systems often fail without ...

Florida is one of the most expensive states for homeowners insurance, largely due to the heightened risk of hurricanes, floods and other severe weather. Annual premiums in the state averaged $5,409 in ...

Most insurers prefer to offer annual policies, as they commit you to coverage for the entire year. However, if you know your circumstances will change within the next 12 months, a short-term home ...