Unlock’s Home Equity Agreement (HEA) helps turn home equity into cash for financial flexibility and possibilities. Use equity you have for the things you need.

Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments.

With an Unlock Home Equity Agreement (HEA), you receive a lump sum of cash today in exchange for a share of your home’s future value. The cost of your HEA is based on how much or how little your …

Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.

To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which …

Unlock’s financial experts share insights on how homeowners can use equity strategically for flexibility, growth, and confidently plan what’s next.

In most cases, Unlock must be in no greater than 2nd lien position and the property must be clear of any liens deemed unacceptable by Unlock in its discretion. A minimum HEA amount of $15,000 is …

Through our HEA, Unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value. There are no monthly payments and no interest charges.

To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which …

With Unlock, you can settle the agreement any time during the term by selling your home or buying back your equity with cash on hand. That’s it – no loans, no interest payments, no hassle.